saving $$! : )
Yeah! Actually i am quite happy this week. Although i was very busy the whole week, but i thought it was well-worth it. I am starting to adapt to life that is more happening than the couldn't-care-less kind of life. It might be alittle late, but at least i know i am making good progress. Its always better than those who are still slumbering their remaining days away. In fact, i am only 1 day away from the hall orientation camp, which is also the first orientation camp for me in NTU. That aside, i shall talk more on my tips on saving.
I asked myself, how am i going to reach my target of achieving $60,000 in 4 years while studying. To me, it was a HUGE and IMPOSSIBLE task. I was greatly disheartened after my application for bursary from the TeoChew Kong Si failed. Duh, isn't my family poor enough? That aside, MOE offered me a measly $800 bursary tenable for a year. Sigh... better than nothing i thought. If i were to be able to hit my target under 4 years, i would either need a HUGE miracle or SHEER hard work. There were times when i was very worried about my financial problems and i couldn't stop feeling depressed for quite a while. Most of the times, the feeling did not last very long as i would be found probing into alternatives to earn money to ease my financial burden. Recently, i came to an realisation that earning money is not the only way to reach my 'target'. There is another way that is as efficient, but works in the opposite way - saving. Saving can help reduce the amount i need to set for my target and if i do save enough, i might not even need such a colossus target.
For me, i have made 1 HUGE saving on my laptop. :) As it was indispensible, i had no choice but to buy one. Its was only after much price-comparison that i decided to buy the ACER notebook. There was an offer going on and i managed to bargain for a good price on top of the offer too. I even told alot of friends about this value-for-money purchase, but obviously only one was interested. I really have one comment for those who are buying notebooks sold in university, you're either crazy or stupid. I know i am going to offend many people out there, but that's really what i think. In my opinion, if you are buying a laptop, you should be buying one that is value-for-money with decent performances. Whats the point of spending 1+++k~2k buying an utterly useless notebook, when you can get one which is a zillion times better and have a much better resale value by spending a couple of hundreds more? If you are settling for lousy notebooks, it is just an indication that you do not even need one in the first place. I guess poor people like me will never understand the rich kids and their ways of thinking. For those who are clueless, ignorance is bliss. I had a few friends who bought their notebooks from the university as they were not familiar with computer in the first place. I could do nothing to help them, but to console them by not trying to bring it up again.
Saving should start with eliminating unnecessary expenses and also reducing the expenditures on indispensible stuff. I am trying my best to keep track of my expenditures and earnings, and if there is really 1 day when i can achieve my target, i guess this will be a great help to those in my shoes. KAMBATE to all those who are struggling to support yourself out there!
I asked myself, how am i going to reach my target of achieving $60,000 in 4 years while studying. To me, it was a HUGE and IMPOSSIBLE task. I was greatly disheartened after my application for bursary from the TeoChew Kong Si failed. Duh, isn't my family poor enough? That aside, MOE offered me a measly $800 bursary tenable for a year. Sigh... better than nothing i thought. If i were to be able to hit my target under 4 years, i would either need a HUGE miracle or SHEER hard work. There were times when i was very worried about my financial problems and i couldn't stop feeling depressed for quite a while. Most of the times, the feeling did not last very long as i would be found probing into alternatives to earn money to ease my financial burden. Recently, i came to an realisation that earning money is not the only way to reach my 'target'. There is another way that is as efficient, but works in the opposite way - saving. Saving can help reduce the amount i need to set for my target and if i do save enough, i might not even need such a colossus target.
For me, i have made 1 HUGE saving on my laptop. :) As it was indispensible, i had no choice but to buy one. Its was only after much price-comparison that i decided to buy the ACER notebook. There was an offer going on and i managed to bargain for a good price on top of the offer too. I even told alot of friends about this value-for-money purchase, but obviously only one was interested. I really have one comment for those who are buying notebooks sold in university, you're either crazy or stupid. I know i am going to offend many people out there, but that's really what i think. In my opinion, if you are buying a laptop, you should be buying one that is value-for-money with decent performances. Whats the point of spending 1+++k~2k buying an utterly useless notebook, when you can get one which is a zillion times better and have a much better resale value by spending a couple of hundreds more? If you are settling for lousy notebooks, it is just an indication that you do not even need one in the first place. I guess poor people like me will never understand the rich kids and their ways of thinking. For those who are clueless, ignorance is bliss. I had a few friends who bought their notebooks from the university as they were not familiar with computer in the first place. I could do nothing to help them, but to console them by not trying to bring it up again.
Saving should start with eliminating unnecessary expenses and also reducing the expenditures on indispensible stuff. I am trying my best to keep track of my expenditures and earnings, and if there is really 1 day when i can achieve my target, i guess this will be a great help to those in my shoes. KAMBATE to all those who are struggling to support yourself out there!
posted by -=]-snoopy-[=- at 12:56 AM
1 Comments:
hmmm.... electronics stuffs best to buy from sim lim square. it is gd that u have bought a worthy laptop. i heard that acer laptop is alot cheaper than any others so/as it is widely used. i agree with your words on saving, ya i always keep track of my expenses, easier with receipts. erm.. i dunno if u would save on food by eating breads everyday? haha... i dont think it is gd. it is already gd in saving if juz eating at kopitiams at hdb areas.. hmm jia you!
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